Industries
Insurance
Fraud, financial forensics, and litigation-grade investigations for carriers, SIUs, and defense counsel.
Carriers and their special investigation units carry the burden of proving fraud, misrepresentation, and concealed exposure on a record that holds up at deposition and trial. Fortaris brings federal investigative pedigree and CPA forensic-accounting depth to suspicious-claim inquiries, asset tracing, and coverage-dispute support. Every engagement is led by a Managing Director and built to an evidentiary standard.
How we support carriers and insurance counsel
Suspicious-claim and SIU investigations
Discreet inquiries into claims flagged for fraud indicators across property, casualty, workers' compensation, disability, and life lines, developing the activity, surveillance, and witness evidence that confirms or refutes the loss as presented.
Financial forensics and damages testing
CPA-led forensic accounting that reconstructs financials, scrutinizes business-interruption and lost-income calculations, and tests claimed losses against bank records, tax filings, and supporting documentation.
Asset tracing and recovery
Locating concealed assets, accounts, and entities to support subrogation, recovery of paid claims, and enforcement of judgments against fraudulent or non-cooperating parties.
Claimant and provider background investigation
Disciplined background, prior-claims, and affiliation analysis on claimants, medical providers, contractors, and clinics to surface organized-fraud rings and patterns of staged or inflated losses.
Coverage-dispute and litigation support
Investigative support for defense counsel in coverage and bad-faith litigation, from material-misrepresentation evidence at underwriting to witness location and exhibit-ready documentation.
Pre-bind and underwriting diligence
Background and integrity checks on insureds, brokers, and program partners before binding, identifying undisclosed exposure, moral-hazard signals, and prior loss history.
Practices most relevant to insurance
Investigative Services
Suspicious-claim investigations, surveillance, claimant and provider background work, and field inquiries developed to an evidentiary standard.
Litigation Support & Economic Damages
Forensic accounting, damages and lost-income testing, witness location, and exhibit-ready support for coverage and bad-faith litigation.
Corporate Intelligence
Asset tracing, entity and affiliation mapping, and pre-bind diligence on insureds, brokers, and program partners.
International / Cross-Border Due Diligence
Cross-border asset tracing and claimant diligence where losses, parties, or recoveries reach beyond U.S. jurisdictions.
Why Fortaris
Why carriers and insurance counsel retain Fortaris
Insurance fraud and coverage disputes are won on evidence and lost on shortcuts. Fortaris pairs federal investigative pedigree, including Former DHS Office of Inspector General, U.S. Treasury, INS/Border Patrol, and state attorney offices, with CPA forensic-accounting and ACFE Certified Fraud Examiner depth, so financial findings and field evidence withstand scrutiny at deposition and trial. Engagements are senior-led and discreet, conducted nationwide to the documentation standards SIUs, claims leadership, and defense counsel rely on.
Frequently asked
What types of insurance claims do you investigate?
We support suspicious-claim and fraud inquiries across property, casualty, workers' compensation, disability, life, and commercial lines, including staged-loss, inflated-damage, misrepresentation, and organized-ring matters. Each engagement is scoped to the carrier's evidentiary needs and led by a Managing Director.
Can your findings be used in litigation?
Yes. We work to an evidentiary standard from the outset, documenting investigative steps, chain of custody, and sources so findings support coverage, subrogation, and bad-faith litigation and stand up to deposition and trial scrutiny. Our team includes ACFE Certified Fraud Examiners and CPA forensic accountants.
Do you work directly with SIUs and defense counsel?
We do. Fortaris supports special investigation units, claims and recovery leadership, and outside defense counsel, integrating with existing fraud programs or running discrete investigations as instructed. Engagements are confidential and senior-led throughout.
How do you handle asset tracing for subrogation and recovery?
We locate concealed accounts, real property, business interests, and related entities to support subrogation, recovery of paid claims, and judgment enforcement, including cross-border tracing where parties or assets reach beyond U.S. jurisdictions.
Are your investigations conducted lawfully and discreetly?
Yes. Our investigators operate within applicable law and professional standards, with attention to privacy and surveillance regulation, and with the discretion that sensitive claim and litigation matters require. We work nationwide.
Bring Fortaris into the matter.
Every engagement begins with a confidential conversation — led by the Managing Director who will own your matter.